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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,313 | $127,387+10.9% | $115,038+22.8% | $125,389+12.7% |
| Participation rate | 85.7% | 84.2%+1.6pp | 81.4%+4.3pp | 83.2%+2.5pp |
| Annual return | -0.94% | 31.28%-32.2pp | 26.14%-27.1pp | 282.24%-283.2pp |
| Employer contribution / active EE | $13,513 | $5,166+161.6% | $4,608+193.3% | $4,866+177.7% |
| Participant deferral / active EE | $14,235 | $6,423+121.6% | $6,026+136.2% | $5,352+166.0% |
| Admin fee / account holder | $20,950 | $9,516+120.1% | $8,175+156.3% | $9,541+119.6% |