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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,181 | $150,447+28.4% | $136,298+41.7% | $147,586+30.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 11.23% | 1049.15%-1037.9pp | 5156.27%-5145.0pp | 578.59%-567.4pp |
| Employer contribution / active EE | $26,861 | $5,256+411.0% | $4,696+472.0% | $4,876+450.8% |
| Participant deferral / active EE | $25,632 | $6,631+286.6% | $6,247+310.3% | $5,439+371.3% |
| Admin fee / account holder | $87,823 | $10,906+705.3% | $9,244+850.1% | $10,886+706.8% |