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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,024 | $166,268-30.8% | $165,100-30.3% | $145,897-21.2% |
| Participation rate | 81.8% | 82.0%-0.2pp | 78.6%+3.2pp | 80.3%+1.5pp |
| Annual return | 16.36% | 100.52%-84.2pp | 70.21%-53.8pp | 552.29%-535.9pp |
| Employer contribution / active EE | $2,699 | $5,284-48.9% | $4,348-37.9% | $4,663-42.1% |
| Participant deferral / active EE | $5,808 | $6,964-16.6% | $6,035-3.8% | $6,689-13.2% |
| Admin fee / account holder | $13,462 | $16,659-19.2% | $12,696+6.0% | $13,390+0.5% |