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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,599 | $135,956+105.7% | $123,894+125.7% | $273,972+2.1% |
| Participation rate | 75.0% | 84.1%-9.1pp | 81.4%-6.4pp | 83.0%-8.0pp |
| Annual return | 24.85% | 56.63%-31.8pp | 47.52%-22.7pp | 41.46%-16.6pp |
| Employer contribution / active EE | $5,877 | $5,170+13.7% | $4,617+27.3% | $4,869+20.7% |
| Participant deferral / active EE | $6,453 | $6,343+1.7% | $5,984+7.8% | $5,287+22.1% |
| Admin fee / account holder | $528 | $9,817-94.6% | $8,357-93.7% | $10,133-94.8% |