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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,607 | $165,399+142.2% | $149,745+167.5% | $158,982+152.0% |
| Participation rate | 88.9% | 84.6%+4.3pp | 82.5%+6.4pp | 82.0%+6.9pp |
| Annual return | 22.42% | 348.34%-325.9pp | 276.72%-254.3pp | 302.99%-280.6pp |
| Employer contribution / active EE | $4,517 | $5,105-11.5% | $4,646-2.8% | $4,763-5.2% |
| Participant deferral / active EE | $7,321 | $7,183+1.9% | $6,843+7.0% | $5,983+22.4% |
| Admin fee / account holder | $23,637 | $10,811+118.6% | $9,312+153.8% | $11,252+110.1% |