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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,969 | $201,372-53.3% | $184,260-49.0% | $145,884-35.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 14.42% | 29.04%-14.6pp | 28.84%-14.4pp | 551.85%-537.4pp |
| Employer contribution / active EE | $10,375 | $7,024+47.7% | $6,427+61.4% | $4,662+122.5% |
| Participant deferral / active EE | $19,956 | $9,808+103.5% | $9,133+118.5% | $6,690+198.3% |
| Admin fee / account holder | $48,008 | $16,362+193.4% | $13,898+245.4% | $13,392+258.5% |