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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,573 | $209,888-65.9% | $189,545-62.2% | $167,553-57.3% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 15.29% | 748.66%-733.4pp | 555.36%-540.1pp | 478.89%-463.6pp |
| Employer contribution / active EE | $9,921 | $6,915+43.5% | $6,162+61.0% | $4,840+105.0% |
| Participant deferral / active EE | $15,250 | $8,934+70.7% | $8,220+85.5% | $6,343+140.4% |
| Admin fee / account holder | $4,402 | $14,300-69.2% | $12,049-63.5% | $12,316-64.3% |