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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,372 | $184,000-50.3% | $162,185-43.7% | $152,909-40.2% |
| Participation rate | 75.0% | 88.5%-13.5pp | 87.6%-12.6pp | 82.5%-7.5pp |
| Annual return | 26.96% | 150.80%-123.8pp | 115.61%-88.6pp | 345.46%-318.5pp |
| Employer contribution / active EE | $10,439 | $6,370+63.9% | $5,613+86.0% | $4,764+119.1% |
| Participant deferral / active EE | $16,215 | $8,033+101.9% | $7,297+122.2% | $5,851+177.1% |
| Admin fee / account holder | $1,266 | $13,124-90.4% | $10,844-88.3% | $11,601-89.1% |