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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,969 | $201,259-53.3% | $184,200-49.0% | $145,959-35.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 14.42% | 28.98%-14.6pp | 28.80%-14.4pp | 561.95%-547.5pp |
| Employer contribution / active EE | $10,375 | $7,018+47.8% | $6,424+61.5% | $4,661+122.6% |
| Participant deferral / active EE | $19,956 | $9,806+103.5% | $9,132+118.5% | $6,689+198.4% |
| Admin fee / account holder | $48,008 | $16,372+193.2% | $13,907+245.2% | $13,398+258.3% |