Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,651 | $56,197-63.3% | $67,652-69.5% | $59,633-65.4% |
| Participation rate | 37.5% | 71.5%-34.0pp | 75.7%-38.2pp | 68.7%-31.2pp |
| Annual return | -1.12% | 18508.10%-18509.2pp | 6625.40%-6626.5pp | 2041.45%-2042.6pp |
| Employer contribution / active EE | $0 | $1,615-100.0% | $2,266-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $957 | $2,844-66.3% | $3,560-73.1% | $3,192-70.0% |
| Admin fee / account holder | $7,442 | $3,958+88.0% | $4,821+54.4% | $4,297+73.2% |