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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,504 | $103,392-67.6% | $87,104-61.5% | $152,897-78.1% |
| Participation rate | 45.0% | 79.4%-34.4pp | 76.9%-31.9pp | 82.5%-37.5pp |
| Annual return | 17.40% | 28.10%-10.7pp | 28.19%-10.8pp | 345.43%-328.0pp |
| Employer contribution / active EE | $1,196 | $3,221-62.9% | $2,521-52.6% | $4,764-74.9% |
| Participant deferral / active EE | $3,727 | $4,778-22.0% | $4,048-7.9% | $5,851-36.3% |
| Admin fee / account holder | $5,931 | $12,194-51.4% | $7,491-20.8% | $11,599-48.9% |