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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,845 | $61,125+145.1% | $94,057+59.3% | $87,485+71.3% |
| Participation rate | 88.5% | 64.1%+24.4pp | 73.3%+15.1pp | 68.9%+19.5pp |
| Annual return | 15.13% | 35.20%-20.1pp | 480.62%-465.5pp | 26.06%-10.9pp |
| Employer contribution / active EE | $8,443 | $2,136+295.2% | $2,933+187.9% | $2,596+225.2% |
| Participant deferral / active EE | $9,140 | $3,260+180.4% | $4,709+94.1% | $4,274+113.9% |
| Admin fee / account holder | $1,526 | $5,629-72.9% | $7,244-78.9% | $7,775-80.4% |