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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,276 | $96,678+44.1% | $86,640+60.8% | $139,466-0.1% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 14.63% | 106.69%-92.1pp | 592.52%-577.9pp | 373.66%-359.0pp |
| Employer contribution / active EE | $6,683 | $3,265+104.7% | $3,024+121.0% | $4,754+40.6% |
| Participant deferral / active EE | $8,420 | $4,837+74.1% | $4,438+89.7% | $6,712+25.5% |
| Admin fee / account holder | $2,851 | $6,410-55.5% | $5,616-49.2% | $11,409-75.0% |