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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,880 | $100,938+6.9% | $90,461+19.3% | $158,982-32.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 12.59% | 1727.20%-1714.6pp | 1294.76%-1282.2pp | 302.99%-290.4pp |
| Employer contribution / active EE | $4,372 | $3,691+18.4% | $3,264+33.9% | $4,763-8.2% |
| Participant deferral / active EE | $5,166 | $4,350+18.8% | $3,964+30.3% | $5,983-13.7% |
| Admin fee / account holder | $2,318 | $6,510-64.4% | $5,617-58.7% | $11,252-79.4% |