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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,894 | $88,815+75.5% | $81,882+90.4% | $145,897+6.9% |
| Participation rate | 86.4% | 75.1%+11.3pp | 72.4%+14.0pp | 80.3%+6.1pp |
| Annual return | 13.64% | 1033.75%-1020.1pp | 779.47%-765.8pp | 552.29%-538.7pp |
| Employer contribution / active EE | $6,385 | $3,086+106.9% | $2,916+119.0% | $4,663+36.9% |
| Participant deferral / active EE | $7,495 | $4,647+61.3% | $4,323+73.4% | $6,689+12.0% |
| Admin fee / account holder | $2,725 | $8,434-67.7% | $7,360-63.0% | $13,390-79.6% |