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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,398 | $29,736-65.0% | $56,033-81.4% | $80,935-87.2% |
| Participation rate | 11.1% | 41.7%-30.6pp | 52.5%-41.4pp | 67.7%-56.6pp |
| Annual return | 16.81% | 35.28%-18.5pp | 1711.38%-1694.6pp | 35.66%-18.8pp |
| Employer contribution / active EE | $0 | $671-100.0% | $1,041-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $508 | $1,228-58.7% | $1,954-74.0% | $4,299-88.2% |
| Admin fee / account holder | $38 | $2,434-98.5% | $2,827-98.7% | $6,924-99.5% |