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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,895 | $77,638+41.5% | $156,551-29.8% | $62,881+74.8% |
| Participation rate | 91.7% | 71.2%+20.5pp | 84.0%+7.7pp | 69.3%+22.4pp |
| Annual return | 3.83% | 50.33%-46.5pp | 32.23%-28.4pp | 20.14%-16.3pp |
| Employer contribution / active EE | $5,164 | $3,444+50.0% | $5,501-6.1% | $2,281+126.4% |
| Participant deferral / active EE | $3,047 | $3,046+0.1% | $4,871-37.4% | $3,203-4.9% |
| Admin fee / account holder | $2,563 | $5,561-53.9% | $13,028-80.3% | $4,296-40.3% |