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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,309 | $95,406+83.8% | $185,849-5.7% | $85,847+104.2% |
| Participation rate | 87.7% | 68.8%+18.9pp | 81.7%+6.0pp | 69.3%+18.4pp |
| Annual return | 11.38% | 23.59%-12.2pp | 122.10%-110.7pp | 318.61%-307.2pp |
| Employer contribution / active EE | $3,956 | $3,314+19.4% | $5,169-23.5% | $2,565+54.2% |
| Participant deferral / active EE | $2,557 | $3,424-25.3% | $5,569-54.1% | $3,952-35.3% |
| Admin fee / account holder | $16,681 | $7,214+131.2% | $16,244+2.7% | $6,261+166.4% |