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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,615 | $115,810+80.1% | $101,271+106.0% | $158,966+31.2% |
| Participation rate | 61.1% | 79.4%-18.3pp | 75.8%-14.7pp | 82.0%-20.9pp |
| Annual return | 14.61% | 56.15%-41.5pp | 46.48%-31.9pp | 302.95%-288.3pp |
| Employer contribution / active EE | $2,018 | $4,175-51.7% | $3,660-44.9% | $4,762-57.6% |
| Participant deferral / active EE | $7,970 | $4,958+60.7% | $4,371+82.4% | $5,983+33.2% |
| Admin fee / account holder | $11,811 | $7,248+62.9% | $5,948+98.6% | $11,250+5.0% |