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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,935 | $107,353+6.1% | $92,903+22.6% | $152,885-25.5% |
| Participation rate | 85.0% | 79.8%+5.2pp | 76.0%+9.0pp | 82.5%+2.5pp |
| Annual return | 42.22% | 145.62%-103.4pp | 109.43%-67.2pp | 345.39%-303.2pp |
| Employer contribution / active EE | $3,193 | $4,222-24.4% | $3,653-12.6% | $4,763-33.0% |
| Participant deferral / active EE | $8,079 | $4,848+66.7% | $4,238+90.6% | $5,851+38.1% |
| Admin fee / account holder | $669 | $7,081-90.5% | $5,795-88.5% | $11,598-94.2% |