Retirement plan

RUGGERI-JENSEN-AZAR 401(K) RETIREMENT PLAN

Name: RUGGERI-JENSEN-AZAR - RUGGERI-JENSEN-AZAR 401(K) RETIREMENT PLAN (2020) Form 5500
Creator: RUGGERI-JENSEN-AZAR
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RUGGERI-JENSEN-AZAR 401(K) RETIREMENT PLAN, RUGGERI-JENSEN-AZAR

RUGGERI-JENSEN-AZAREIN 77-0404780Plan #002PY 2020

4690 CHABOT DRIVE SUITE 200 - PLEASANTON, CA 94588925-227-9100

Prospect flagsHigh assets / participant

How to read this page

Total assets (EOY)

$31M

+18.6% from 2019

Total participants

128

+1.6% from 2019

Average account balance

$264,802

+12.5% from 2019

Annual return

20.16%

-2.85 pp from 2019

Benchmarks

See 9,300 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort9,300 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$41.33M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$376K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

110

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

69.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.40M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+21.27%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1122

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
MORGAN STANLEY SMITH BARNEY4 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 55 1 NEW YORK PLZ FL 12 · NEW YORK, NY 10004	Other Commissions	$59,235
VOYA RETIREMENT INSURANCE & ANNUITY4 years Service code 64 · EIN 71-0294708	Recordkeeping Fees	$450

Plan features & details

Pension benefit codes2E2F2G2J3B3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$450

$6 / participant

Other / not subdivided$450100.0%

% of EOY assets

0.001%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: MARCUM LLP
Auditor EIN: 111986323
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$264,802

$65,034+307.2%

$90,970+191.1%

$79,856+231.6%

Participation rate

85.9%

61.6%+24.3pp

69.0%+16.9pp

69.6%+16.3pp

Annual return

20.16%

30.45%-10.3pp

134.60%-114.4pp

31.71%-11.5pp

Employer contribution / active EE

$10,099

$1,247+709.6%

$2,122+376.0%

$2,471+308.7%

Participant deferral / active EE

$8,708

$2,512+246.6%

$3,373+158.2%

$3,741+132.8%

Admin fee / account holder

$4,536-99.9%

$5,961-99.9%

$5,306-99.9%

Provider

Service type

Compensation

MORGAN STANLEY SMITH BARNEY4 years

Filed as: MORGAN STANLEY SMITH BARNEY LLC

Service code 55

1 NEW YORK PLZ FL 12 · NEW YORK, NY 10004

Other Commissions

$59,235

VOYA RETIREMENT INSURANCE & ANNUITY4 years

Service code 64 · EIN 71-0294708

Recordkeeping Fees

$450

RUGGERI-JENSEN-AZAR 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RUGGERI-JENSEN-AZAR 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion