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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,716 | $148,582+8.8% | $135,942+19.0% | $139,456+16.0% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 14.46% | 79.26%-64.8pp | 68.28%-53.8pp | 373.45%-359.0pp |
| Employer contribution / active EE | $1,703 | $5,245-67.5% | $4,858-64.9% | $4,753-64.2% |
| Participant deferral / active EE | $7,161 | $8,101-11.6% | $7,759-7.7% | $6,711+6.7% |
| Admin fee / account holder | $1,691 | $12,402-86.4% | $10,764-84.3% | $11,407-85.2% |