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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,573 | $49,896-26.7% | $80,627-54.6% | $75,173-51.3% |
| Participation rate | 55.9% | 55.3%+0.6pp | 67.0%-11.1pp | 67.2%-11.3pp |
| Annual return | 19.02% | 34.67%-15.7pp | 936.76%-917.7pp | 160.72%-141.7pp |
| Employer contribution / active EE | $1,030 | $1,699-39.4% | $2,723-62.2% | $2,671-61.4% |
| Participant deferral / active EE | $2,020 | $2,992-32.5% | $4,443-54.5% | $4,126-51.0% |
| Admin fee / account holder | $272 | $3,578-92.4% | $5,381-94.9% | $5,651-95.2% |