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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,502 | $45,872-40.0% | $77,096-64.3% | $68,486-59.8% |
| Participation rate | 58.3% | 55.9%+2.4pp | 67.9%-9.6pp | 67.9%-9.6pp |
| Annual return | -1.62% | 1.73%-3.3pp | 42.35%-44.0pp | -7.85%+6.2pp |
| Employer contribution / active EE | $895 | $1,650-45.7% | $2,814-68.2% | $2,597-65.5% |
| Participant deferral / active EE | $1,150 | $2,963-61.2% | $4,429-74.0% | $4,028-71.4% |
| Admin fee / account holder | $298 | $3,041-90.2% | $5,428-94.5% | $5,404-94.5% |