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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,592 | $86,919-1.5% | $102,457-16.5% | $80,911+5.8% |
| Participation rate | 91.7% | 72.4%+19.3pp | 76.5%+15.2pp | 67.6%+24.0pp |
| Annual return | 19.10% | 18.90%+0.2pp | 29.41%-10.3pp | 35.63%-16.5pp |
| Employer contribution / active EE | $6 | $2,368-99.8% | $3,022-99.8% | $2,756-99.8% |
| Participant deferral / active EE | $6,824 | $4,119+65.7% | $5,054+35.0% | $4,297+58.8% |
| Admin fee / account holder | $6,383 | $8,049-20.7% | $9,451-32.5% | $6,935-8.0% |