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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,049 | $80,985-17.2% | $96,576-30.6% | $75,181-10.8% |
| Participation rate | 86.4% | 71.8%+14.7pp | 76.0%+10.5pp | 67.2%+19.2pp |
| Annual return | 15.25% | 27.05%-11.8pp | 25.87%-10.6pp | 160.69%-145.4pp |
| Employer contribution / active EE | $187 | $2,282-91.8% | $2,965-93.7% | $2,671-93.0% |
| Participant deferral / active EE | $6,148 | $3,929+56.5% | $4,851+26.7% | $4,126+49.0% |
| Admin fee / account holder | $9,007 | $6,719+34.1% | $8,253+9.1% | $5,650+59.4% |