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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,613 | $75,959+29.8% | $154,114-36.0% | $64,181+53.6% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -4.35% | 30.32%-34.7pp | 735.16%-739.5pp | 7.63%-12.0pp |
| Employer contribution / active EE | $5,975 | $3,350+78.4% | $5,298+12.8% | $2,381+151.0% |
| Participant deferral / active EE | $2,215 | $3,175-30.2% | $5,081-56.4% | $3,470-36.2% |
| Admin fee / account holder | $4,033 | $5,589-27.8% | $13,411-69.9% | $4,887-17.5% |