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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,714 | $77,638+13.0% | $156,551-44.0% | $62,881+39.5% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 5.48% | 50.33%-44.8pp | 32.23%-26.7pp | 20.14%-14.7pp |
| Employer contribution / active EE | $6,576 | $3,444+90.9% | $5,501+19.5% | $2,281+188.3% |
| Participant deferral / active EE | $1,314 | $3,046-56.9% | $4,871-73.0% | $3,203-59.0% |
| Admin fee / account holder | $10,828 | $5,561+94.7% | $13,028-16.9% | $4,296+152.1% |