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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,678 | $165,399-86.3% | $149,745-84.9% | $158,982-85.7% |
| Participation rate | 64.3% | 84.6%-20.3pp | 82.5%-18.2pp | 82.0%-17.7pp |
| Annual return | 20.54% | 348.34%-327.8pp | 276.72%-256.2pp | 302.99%-282.4pp |
| Employer contribution / active EE | $2,649 | $5,105-48.1% | $4,646-43.0% | $4,763-44.4% |
| Participant deferral / active EE | $4,273 | $7,183-40.5% | $6,843-37.6% | $5,983-28.6% |
| Admin fee / account holder | $1,610 | $10,811-85.1% | $9,312-82.7% | $11,252-85.7% |