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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,672 | $148,629-72.0% | $135,982-69.4% | $139,487-70.1% |
| Participation rate | 52.9% | 83.9%-30.9pp | 81.9%-29.0pp | 80.3%-27.4pp |
| Annual return | 12.72% | 79.33%-66.6pp | 68.32%-55.6pp | 373.84%-361.1pp |
| Employer contribution / active EE | $1,941 | $5,247-63.0% | $4,859-60.1% | $4,755-59.2% |
| Participant deferral / active EE | $3,606 | $8,102-55.5% | $7,760-53.5% | $6,713-46.3% |
| Admin fee / account holder | $2,712 | $12,406-78.1% | $10,767-74.8% | $11,407-76.2% |