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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,830 | $165,399+22.0% | $149,745+34.8% | $158,982+27.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 9.57% | 348.34%-338.8pp | 276.72%-267.2pp | 302.99%-293.4pp |
| Employer contribution / active EE | $28,165 | $5,105+451.8% | $4,646+506.3% | $4,763+491.4% |
| Participant deferral / active EE | $2,167 | $7,183-69.8% | $6,843-68.3% | $5,983-63.8% |
| Admin fee / account holder | $20,667 | $10,811+91.2% | $9,312+121.9% | $11,252+83.7% |