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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,632 | $148,629+93.5% | $135,982+111.5% | $139,487+106.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 9.04% | 79.33%-70.3pp | 68.32%-59.3pp | 373.84%-364.8pp |
| Employer contribution / active EE | $9,258 | $5,247+76.5% | $4,859+90.5% | $4,755+94.7% |
| Participant deferral / active EE | $10,000 | $8,102+23.4% | $7,760+28.9% | $6,713+49.0% |
| Admin fee / account holder | $1,863 | $12,406-85.0% | $10,767-82.7% | $11,407-83.7% |