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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,208 | $95,404+187.4% | $113,397+141.8% | $82,637+231.8% |
| Participation rate | 87.5% | 72.8%+14.7pp | 76.5%+11.0pp | 68.1%+19.4pp |
| Annual return | 16.39% | 19.08%-2.7pp | 23.20%-6.8pp | 53.51%-37.1pp |
| Employer contribution / active EE | $2,263 | $2,307-1.9% | $2,977-24.0% | $2,552-11.3% |
| Participant deferral / active EE | $10,481 | $4,220+148.4% | $5,076+106.5% | $4,126+154.0% |
| Admin fee / account holder | $41,569 | $9,168+353.4% | $11,957+247.7% | $7,339+466.4% |