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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,189 | $86,919+247.7% | $102,457+194.9% | $80,911+273.5% |
| Participation rate | 80.6% | 72.4%+8.3pp | 76.5%+4.2pp | 67.6%+13.0pp |
| Annual return | 26.12% | 18.90%+7.2pp | 29.41%-3.3pp | 35.63%-9.5pp |
| Employer contribution / active EE | $3,122 | $2,368+31.8% | $3,022+3.3% | $2,756+13.3% |
| Participant deferral / active EE | $12,637 | $4,119+206.8% | $5,054+150.0% | $4,297+194.1% |
| Admin fee / account holder | $31,617 | $8,049+292.8% | $9,451+234.5% | $6,935+355.9% |