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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,975 | $60,139+14.7% | $90,461-23.8% | $79,856-13.6% |
| Participation rate | 100.0% | 65.0%+35.0pp | 72.7%+27.3pp | 69.6%+30.4pp |
| Annual return | 13.13% | 71.96%-58.8pp | 1294.76%-1281.6pp | 31.71%-18.6pp |
| Employer contribution / active EE | $2,286 | $2,069+10.5% | $3,264-30.0% | $2,471-7.5% |
| Participant deferral / active EE | $2,737 | $2,939-6.9% | $3,964-31.0% | $3,741-26.8% |
| Admin fee / account holder | $5,030 | $3,978+26.4% | $5,617-10.4% | $5,306-5.2% |