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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,975 | $60,119+14.7% | $90,414-23.7% | $79,860-13.6% |
| Participation rate | 100.0% | 65.0%+35.0pp | 72.7%+27.3pp | 69.6%+30.4pp |
| Annual return | 13.13% | 71.94%-58.8pp | 1293.19%-1280.1pp | 31.72%-18.6pp |
| Employer contribution / active EE | $2,286 | $2,068+10.6% | $3,262-29.9% | $2,471-7.5% |
| Participant deferral / active EE | $2,737 | $2,938-6.8% | $3,963-30.9% | $3,740-26.8% |
| Admin fee / account holder | $5,030 | $3,976+26.5% | $5,611-10.4% | $5,306-5.2% |