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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,551 | $57,330+17.8% | $86,656-22.0% | $75,177-10.1% |
| Participation rate | 100.0% | 63.2%+36.8pp | 71.7%+28.3pp | 67.2%+32.8pp |
| Annual return | 14.16% | 2675.40%-2661.2pp | 593.09%-578.9pp | 160.75%-146.6pp |
| Employer contribution / active EE | $2,073 | $2,316-10.5% | $3,025-31.5% | $2,671-22.4% |
| Participant deferral / active EE | $3,318 | $3,320-0.1% | $4,439-25.3% | $4,126-19.6% |
| Admin fee / account holder | $6,034 | $4,115+46.7% | $5,619+7.4% | $5,651+6.8% |