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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,348 | $145,431+81.1% | $211,142+24.7% | $87,485+201.0% |
| Participation rate | 97.1% | 84.7%+12.4pp | 87.3%+9.9pp | 68.9%+28.2pp |
| Annual return | 7.13% | 27.21%-20.1pp | 46.84%-39.7pp | 26.06%-18.9pp |
| Employer contribution / active EE | $8,571 | $4,662+83.9% | $6,442+33.1% | $2,596+230.2% |
| Participant deferral / active EE | $7,143 | $6,859+4.1% | $9,284-23.1% | $4,274+67.1% |
| Admin fee / account holder | $6,097 | $17,052-64.2% | $19,076-68.0% | $7,775-21.6% |