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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,348 | $146,267+80.0% | $197,124+33.6% | $82,448+219.4% |
| Participation rate | 97.1% | 84.0%+13.1pp | 86.7%+10.4pp | 68.1%+29.1pp |
| Annual return | 7.13% | 29.61%-22.5pp | 44.34%-37.2pp | 41.64%-34.5pp |
| Employer contribution / active EE | $8,571 | $4,723+81.5% | $6,227+37.6% | $2,551+236.0% |
| Participant deferral / active EE | $7,143 | $7,035+1.5% | $9,135-21.8% | $4,139+72.6% |
| Admin fee / account holder | $6,097 | $14,422-57.7% | $16,298-62.6% | $7,234-15.7% |