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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,920 | $138,393+71.9% | $184,256+29.1% | $80,959+193.9% |
| Participation rate | 94.3% | 83.9%+10.4pp | 86.8%+7.5pp | 67.7%+26.6pp |
| Annual return | 9.30% | 20.01%-10.7pp | 28.85%-19.5pp | 35.67%-26.4pp |
| Employer contribution / active EE | $14,286 | $4,847+194.7% | $6,427+122.3% | $2,757+418.1% |
| Participant deferral / active EE | $6,349 | $7,076-10.3% | $9,133-30.5% | $4,300+47.6% |
| Admin fee / account holder | $5,382 | $10,489-48.7% | $13,899-61.3% | $6,925-22.3% |