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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,972 | $110,337-50.2% | $102,383-46.3% | $145,877-62.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.99% | 24.83%-14.8pp | 24.94%-14.9pp | 551.28%-541.3pp |
| Employer contribution / active EE | $10,048 | $4,216+138.3% | $3,870+159.6% | $4,663+115.5% |
| Participant deferral / active EE | $6,847 | $5,621+21.8% | $5,060+35.3% | $6,691+2.3% |
| Admin fee / account holder | $12,255 | $9,750+25.7% | $8,391+46.0% | $13,402-8.6% |