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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,523 | $124,330-64.2% | $109,173-59.2% | $167,536-73.4% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 13.33% | 26.04%-12.7pp | 25.75%-12.4pp | 478.82%-465.5pp |
| Employer contribution / active EE | $2,974 | $4,209-29.4% | $3,723-20.1% | $4,839-38.6% |
| Participant deferral / active EE | $7,055 | $5,256+34.2% | $4,654+51.6% | $6,342+11.2% |
| Admin fee / account holder | $600 | $7,974-92.5% | $6,755-91.1% | $12,315-95.1% |