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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,902 | $133,998-68.0% | $112,263-61.8% | $134,545-68.1% |
| Participation rate | 90.9% | 78.6%+12.4pp | 75.1%+15.8pp | 81.2%+9.7pp |
| Annual return | -19.02% | 47.17%-66.2pp | 27.49%-46.5pp | 418.37%-437.4pp |
| Employer contribution / active EE | $2,775 | $4,040-31.3% | $3,636-23.7% | $4,742-41.5% |
| Participant deferral / active EE | $6,022 | $5,292+13.8% | $4,729+27.3% | $6,401-5.9% |
| Admin fee / account holder | $778 | $7,493-89.6% | $6,410-87.9% | $11,431-93.2% |