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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,972 | $110,410-50.2% | $102,437-46.3% | $145,897-62.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.99% | 24.85%-14.9pp | 24.95%-15.0pp | 552.29%-542.3pp |
| Employer contribution / active EE | $10,048 | $4,217+138.3% | $3,871+159.6% | $4,663+115.5% |
| Participant deferral / active EE | $6,847 | $5,622+21.8% | $5,060+35.3% | $6,689+2.4% |
| Admin fee / account holder | $12,255 | $9,745+25.8% | $8,388+46.1% | $13,390-8.5% |