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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,912 | $67,602+21.2% | $82,312-0.5% | $70,126+16.8% |
| Participation rate | 80.8% | 72.8%+8.0pp | 76.9%+3.9pp | 69.5%+11.2pp |
| Annual return | 10.92% | 21.57%-10.7pp | 25.88%-15.0pp | 73.15%-62.2pp |
| Employer contribution / active EE | $1,271 | $1,755-27.6% | $2,428-47.6% | $2,343-45.7% |
| Participant deferral / active EE | $1,972 | $2,987-34.0% | $3,706-46.8% | $3,332-40.8% |
| Admin fee / account holder | $9,134 | $4,512+102.5% | $5,608+62.9% | $4,645+96.6% |