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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,847 | $112,131-2.9% | $95,964+13.4% | $158,982-31.5% |
| Participation rate | 95.5% | 79.0%+16.5pp | 77.1%+18.4pp | 82.0%+13.5pp |
| Annual return | 13.27% | 171.19%-157.9pp | 91.64%-78.4pp | 302.99%-289.7pp |
| Employer contribution / active EE | $1,362 | $3,199-57.4% | $2,541-46.4% | $4,763-71.4% |
| Participant deferral / active EE | $2,942 | $4,784-38.5% | $4,167-29.4% | $5,983-50.8% |
| Admin fee / account holder | $2,819 | $10,136-72.2% | $6,797-58.5% | $11,252-74.9% |