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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,622 | $68,607+230.3% | $147,027+54.1% | $64,340+252.2% |
| Participation rate | 29.4% | 50.4%-21.1pp | 73.7%-44.4pp | 55.2%-25.9pp |
| Annual return | 27.17% | 13.75%+13.4pp | 20.23%+6.9pp | 24.14%+3.0pp |
| Employer contribution / active EE | $940 | $1,554-39.5% | $3,626-74.1% | $1,862-49.5% |
| Participant deferral / active EE | $2,556 | $2,402+6.4% | $4,933-48.2% | $2,980-14.3% |
| Admin fee / account holder | $2,367 | $3,287-28.0% | $12,223-80.6% | $3,703-36.1% |