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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,500 | $180,028-75.8% | $138,135-68.5% | $158,982-72.6% |
| Participation rate | 100.0% | 82.2%+17.8pp | 78.7%+21.3pp | 82.0%+18.0pp |
| Annual return | -0.96% | 21.68%-22.6pp | 20.51%-21.5pp | 302.99%-303.9pp |
| Employer contribution / active EE | $3,928 | $7,470-47.4% | $5,587-29.7% | $4,763-17.5% |
| Participant deferral / active EE | $7,355 | $7,717-4.7% | $6,431+14.4% | $5,983+22.9% |
| Admin fee / account holder | $1,355 | $17,912-92.4% | $11,856-88.6% | $11,252-88.0% |