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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,950 | $79,557-32.2% | $118,746-54.6% | $70,126-23.1% |
| Participation rate | 100.0% | 71.4%+28.6pp | 78.3%+21.7pp | 69.5%+30.5pp |
| Annual return | 4.89% | 25.64%-20.8pp | 24.54%-19.7pp | 73.15%-68.3pp |
| Employer contribution / active EE | $1,312 | $2,861-54.1% | $4,193-68.7% | $2,343-44.0% |
| Participant deferral / active EE | $3,003 | $4,089-26.6% | $5,332-43.7% | $3,332-9.9% |
| Admin fee / account holder | $683 | $5,374-87.3% | $10,720-93.6% | $4,645-85.3% |