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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,916 | $82,882-43.4% | $127,803-63.3% | $72,976-35.7% |
| Participation rate | 100.0% | 71.5%+28.5pp | 79.0%+21.0pp | 69.5%+30.5pp |
| Annual return | 0.52% | 32.20%-31.7pp | 26.14%-25.6pp | 81.02%-80.5pp |
| Employer contribution / active EE | $1,388 | $3,346-58.5% | $4,576-69.7% | $2,440-43.1% |
| Participant deferral / active EE | $2,577 | $4,791-46.2% | $6,023-57.2% | $3,608-28.6% |
| Admin fee / account holder | $17,568 | $6,487+170.8% | $9,399+86.9% | $5,124+242.8% |