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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,484 | $129,737+129.3% | $119,126+149.7% | $154,746+92.2% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 7.26% | 379.08%-371.8pp | 282.11%-274.8pp | 172.34%-165.1pp |
| Employer contribution / active EE | $13,804 | $4,375+215.5% | $4,034+242.2% | $4,379+215.2% |
| Participant deferral / active EE | $7,571 | $5,842+29.6% | $5,318+42.4% | $6,730+12.5% |
| Admin fee / account holder | $8,786 | $11,961-26.5% | $10,693-17.8% | $14,365-38.8% |