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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,894 | $106,247+139.9% | $96,515+164.1% | $139,466+82.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | -7.92% | 38.47%-46.4pp | 35.73%-43.6pp | 373.66%-381.6pp |
| Employer contribution / active EE | $12,041 | $4,106+193.3% | $3,740+222.0% | $4,754+153.3% |
| Participant deferral / active EE | $8,188 | $5,456+50.1% | $4,880+67.8% | $6,712+22.0% |
| Admin fee / account holder | $62,680 | $7,885+694.9% | $6,735+830.6% | $11,409+449.4% |