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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,432 | $115,814+124.0% | $101,275+156.2% | $158,982+63.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | -6.68% | 56.16%-62.8pp | 46.48%-53.2pp | 302.99%-309.7pp |
| Employer contribution / active EE | $10,432 | $4,176+149.8% | $3,660+185.0% | $4,763+119.0% |
| Participant deferral / active EE | $8,119 | $4,958+63.8% | $4,371+85.8% | $5,983+35.7% |
| Admin fee / account holder | $19,510 | $7,249+169.1% | $5,948+228.0% | $11,252+73.4% |